You will suffer physical pain and have to deal with the frustration of dealing with insurance companies. If you are considering suing an insurance company, you should know that there are certain limitations on personal injury cases.
Statute of Limitation
The statute of limitations is the amount of time a person has to sue another person or a company for negligent actions. The statute of limitations for most personal injury claims is five years in the state of Missouri. This is longer than in most other states.
The statute of limitations may not always be cut and dried. Personal injuries are not always immediately apparent. Hence, there are some exceptions to the rules. Working with a trained personal injury lawyer in Jefferson City is essential in an injury lawsuit. They can argue on your behalf if you need an extension.
It is helpful to be aware of the exceptions to the statute of limitations.
The Victim Was a Minor
The Show Me State forbids people under 18 from filing lawsuits. However, the parents of a minor can file on the child’s behalf. The victim will have two years after they turn 21 to file a lawsuit against the person or entity who caused their injuries.
The Victim Was Mentally Incapacitated
The state of Missouri does not allow people who are mentally incapacitated to file lawsuits. Their guardian may file a suit on their behalf. Sometimes, mental incapacity is temporary. If a person recovers and the court finds them competent, they will have three years from the time of the declaration of competence to file